All posts tagged “finance

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Landed is helping teachers buy homes

The average salary of a teacher in the United States was approximately $61,730 last year. This can make homeownership in high cost areas a challenge. Here is a chart from Curbed: Landed is trying to solve this problem by offering downpayment assistance to “essential professionals”… Read More

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The Apple Card fine print

Apple announced a number of new products and services this week, including Apple TV+ and a new Apple credit card, which will initially only be available in the US. It all aligns nicely with their goal of growing their service/subscription businesses and weaning themselves off… Read More

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And we’re back

Welcome to 2019. I am currently in transit and catching up on some internet reading and email on my way back to Toronto. At this time of year it is, of course, common to reminisce (or lament) about what happened over the last year, as… Read More

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Two sides of the same bitcoin

Warren Buffet recently said in a Yahoo Finance interview that when you buy cryptocurrencies you’re not actually investing. Instead, you’re speculating – speculating that “somebody else will come along and pay more money tomorrow.” Investments need to generate a return. And nobody is at all clear on… Read More

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Depression babies

Recently I’ve been seeing a number of posts/articles talking about the dot-com bubble. It seems to be driven by talk of a pending crypto bubble.  Whatever the case may be, the recounts are interesting. In this one by venture capitalist Fred Wilson, he talks about… Read More

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Where are rates going?

Real estate is a highly levered asset class, which means that pricing is sensitive to interest rate changes. Larry Summers recently published a post on his blog where he argued that the Fed (US) is being far too complacent about their ability to respond effectively… Read More