
Canada must become a global superpower
The silver lining to the US starting a trade war with Canada and regularly threatening annexation is that it has forced this country out of complacency. Indeed, I'm hard pressed to remember a time, at least in my lifetime, when patriotism and nationalism has united so much of Canada. According to a recent survey by Angus Reid, the percentage of Canadians expressing a "deep emotional attachment" to the country jumped from 49% in December 2024 to 59% in February 2025. And as further evidence of...

The bank robbery capital of the world
Between 1985 and 1995, Los Angeles' retail bank branches were robbed some 17,106 times. In 1992, which was the the city's worst year for robberies, the number was 2,641. This roughly translated into about one bank robbery every 45 minutes of each banking day. All of this, according to this CrimeReads piece by Peter Houlahan, gave Los Angeles the dubious title of "The Bank Robbery Capital of the World" during this time period. So what caused this? Well according to Peter it was facil...
The story behind those pixelated video game mosaics in Paris
If you've ever been to Paris, you've probably noticed the small pixelated art pieces that are scattered all around the city on buildings and various other hard surfaces. Or maybe you haven't seen or noticed them in Paris, but you've seen similarly pixelated mosaics in one of the other 79 cities around the world where they can be found. Or maybe you have no idea what I'm talking about right now. Huh? Here's an example from Bolivia (click here if you can't see...

Canada must become a global superpower
The silver lining to the US starting a trade war with Canada and regularly threatening annexation is that it has forced this country out of complacency. Indeed, I'm hard pressed to remember a time, at least in my lifetime, when patriotism and nationalism has united so much of Canada. According to a recent survey by Angus Reid, the percentage of Canadians expressing a "deep emotional attachment" to the country jumped from 49% in December 2024 to 59% in February 2025. And as further evidence of...

The bank robbery capital of the world
Between 1985 and 1995, Los Angeles' retail bank branches were robbed some 17,106 times. In 1992, which was the the city's worst year for robberies, the number was 2,641. This roughly translated into about one bank robbery every 45 minutes of each banking day. All of this, according to this CrimeReads piece by Peter Houlahan, gave Los Angeles the dubious title of "The Bank Robbery Capital of the World" during this time period. So what caused this? Well according to Peter it was facil...
The story behind those pixelated video game mosaics in Paris
If you've ever been to Paris, you've probably noticed the small pixelated art pieces that are scattered all around the city on buildings and various other hard surfaces. Or maybe you haven't seen or noticed them in Paris, but you've seen similarly pixelated mosaics in one of the other 79 cities around the world where they can be found. Or maybe you have no idea what I'm talking about right now. Huh? Here's an example from Bolivia (click here if you can't see...


In Ontario, couples with children overwhelmingly live in ground-oriented ownership housing. This form of housing is still the majority for all other households (at least according to 2021 Census data), but apartment rentals make up a much larger share.

Given these figures, it is not surprising that the Missing Middle Initiative has found that family migration patterns within southern Ontario tend to correlate strongly (r = 0.71) with where ground-oriented ownership housing is being built, which largely means outside of the Greater Toronto Area.
This is an important finding if you're worried about Canadians not having enough babies. But this correlation doesn't tell us exactly what's going on. The data suggests that families with children have a clear preference for ground-oriented ownership — even if it means moving farther out — but what other options do they really have?

Three-bedroom apartments remain a relatively elusive housing type because demand is low. But as we have talked about, demand is a function of price, and multi-family buildings are more expensive to construct than low-rise housing. So how much of this perceived consumer preference for ground-oriented housing is actually just people driving until they qualify?
In other words, how many people are simply solving for X amount of space/bedrooms at Y price? And what would happen if we made large three-bedroom apartments in walkable transit-oriented communities the most affordable option? It still wouldn't be for everyone, but I bet that we would see demand adjust.
More importantly, it would give people options.
Charts from the Missing Middle Initiative; cover photo by Jason Ng on Unsplash
In Ontario, couples with children overwhelmingly live in ground-oriented ownership housing. This form of housing is still the majority for all other households (at least according to 2021 Census data), but apartment rentals make up a much larger share.

Given these figures, it is not surprising that the Missing Middle Initiative has found that family migration patterns within southern Ontario tend to correlate strongly (r = 0.71) with where ground-oriented ownership housing is being built, which largely means outside of the Greater Toronto Area.
This is an important finding if you're worried about Canadians not having enough babies. But this correlation doesn't tell us exactly what's going on. The data suggests that families with children have a clear preference for ground-oriented ownership — even if it means moving farther out — but what other options do they really have?

Three-bedroom apartments remain a relatively elusive housing type because demand is low. But as we have talked about, demand is a function of price, and multi-family buildings are more expensive to construct than low-rise housing. So how much of this perceived consumer preference for ground-oriented housing is actually just people driving until they qualify?
In other words, how many people are simply solving for X amount of space/bedrooms at Y price? And what would happen if we made large three-bedroom apartments in walkable transit-oriented communities the most affordable option? It still wouldn't be for everyone, but I bet that we would see demand adjust.
More importantly, it would give people options.
Charts from the Missing Middle Initiative; cover photo by Jason Ng on Unsplash
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4 comments
In order to make 3-bedroom condominiums more affordable, at SFU's University development we created units with lock-off suites which served as 'mortgage helpers in the sky', just like a basement suite in a house. They have now become quite widespread in Vancouver. The banks even recognize the rental income when determining how large a mortgage can be approved. https://gellersworldtravel.blogspot.com/2025/06/lock-off-suites-finally-gaining.html
Sorry for the typos, but it’s next to impossible to proof read any comments given the viewing window
I have had 2 lovely and 1100 sf, a 1/2 floor above ground 3 bedrooms for rent in my Toronto Special multi-residential building for 3 months. We have had 3 showings in total for both units. In the q- years I’ve owned these buildings we have had one family live there for 9 years. The rents are market. The most interest we get is from 3 similar aged adults. We are in a quiet treed residential street, offer a nice yard and parking and a 5-minute walk to College and Ossington. A 5-minute walk to the subway. There is no market for 3 bedrooms in Toronto. This article, your post and all the woke punching for the missing miss doe is utter garbage.
What are the asking rents?